If any changes are made to the terms of your mortgage, it is called a
modification. A lender may agree to modify the terms of your loan without
requiring you to refinance.
We offer sensible options &
solutions for homeowners facing possible foreclosure
Facts and information on this
website are believed to be true and accurate but be aware that changes- both in
the laws and lending industry... can occur with out notice and the information
set forth here is to be considered for informational purposes only. Each case is
specific and individual so various information might not apply in your
situation. Mortgage Advocate Services is not intended as legal advise and should
not be relied upon without further verification regarding your specific
circumstances.
The Senate has announced THE FORECLOSURE PREVENTION ACT
OF 2008 which is intended to address the national housing crisis, help
homeowners avoid foreclosure and assist communities that have already been
harmed by foreclosures to recover.
Mortgage Modification is a loss
mitigation option which allows a borrower to refinance and/or extend the term of
the mortgage loan to reduce the monthly payments.
Mortgage Fraud
Expert
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MORTGAGE ADVOCATE SERVICES
is a subsidiary of Corporate Mortgage Advisors, a
licensed mortgage and real estate firm doing business for over 25 years.
Based on a severe downturn in real estate
and the ongoing mortgage meltdown,
MORTGAGE ADVOCATE SERVICES
can help homeowners that are faced with the loss of
their homes. Our negotiation services can possibly
*help you save your home. Our expertise
and experience provides you with top quality mortgage advocates to help you keep
from losing your home to foreclosure or short sale.
MORTGAGE ADVOCATE SERVICES will work directly with your
bank or lender to negotiate on your behalf to change or modify your existing
loan terms. Lenders are anxious to help struggling consumers but most lenders
are overwhelmed by current requests and consumers are typically not skilled in
working with lenders to provide key data and information that will assist in evaluating
your specific mortgage renegotiation needs.
It's true that many lenders will help you
if you contact them directly, but it's very important
that you gather the
correct information and present it in a format that lenders are accustomed to in
order to facilitate the processing.
That's
where we come in and utilize our years of experience to make the difference for your mortgage
renegotiation needs.
OUR PRIMARY SERVICES INCLUDE:
-
Evaluation of your specific loan needs to best help you
-
Gather & compile documentation to present to your lender
-
Establish a detailed loan work out plan and present it to your lender
-
Negotiate on your behalf to arrive at a clear & precise action plan
-
Follow through with your lender to ensure your interests are protected
SOME LENDER SOLUTIONS INCLUDE:
-
Mortgage Loan Modifications to reduce monthly payments
-
Freeze existing interest rate to pre-adjustment levels
-
Pre-packaged loan negotiation plan or short sale option
-
Obtain loan forbearance agreements
(delay payments for a specific amount of
time)
-
Assist in negotiating short sale terms/conditions in case of sale
-
Lender Workouts to prevent or stop foreclosure action
-
Mortgage Payment Assistance
-
Loan Conversion from Adjustable to Fixed rates
-
Loan compliance check for lender errors
-
Lender fraud or misrepresentation which may have affected
your decision to
accept a defective or inappropriate loan
MORTGAGE ADVOCATE SERVICES-
Can negotiate with
banks & mortgage Lenders on your behalf to provide reasonable and workable
solutions to help clients avoid losing their homes and to protect their long
standing credit history.
Attention: When you need a homeowner advocate, you should choose one
who meets the following basic criteria:
-
Licensed as a Mortgage or Real estate
broker (for your protection)
-
Substantial mortgage lending experience
(we offer 25 yrs of lending experience)
-
Reputation- check references & licenses
-
Better Bureau status- (we are proud
members in good standing in the Beverly Hills Chamber of commerce)
-
Lender contacts within major lending
institutions to help quickly process requests for assistance
View Fee
Information
CONTACT:
Based on high
demand for our services, please call or
email us to allow us to address your set of circumstances in a timely
manner.
Curtis Novy (858) 756-2370
A Real Estate and Mortgage Firm
Fully Licensed in CA, HI, CO
MORTGAGE FRAUD: Let
our team of mortgage experts examine your loan for Truth in Lending Act
Violations, RESPA Violations and Fraud. Available in California, Hawaii and
Colorado.
MortgageFraudExpert.com is the mortgage consulting arm of Corporate Mortgage
Advisors which provides mortgage fraud consulting services to individuals,
financial institutions and legal counsel in the field of mortgage fraud analysis
and expert witness testimony.
* Disclaimer: We will use our experience to do everything we can to help you but
please be advised that we cannot guarantee the results.
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